The 10 Montana Towns Named The Most Affordable In 2026

Affordable Housing Is Still Available in Montana

As we turn the calendar to a new year, affordable housing continues to be a hot topic around both Montana and America.

While the cost of living under the Big Sky has gotten more expensive over the past decade, there are still some places you can call affordable.

Population Growth Has Driven Up Home Prices

Since 2020 (but stretching back further still), we've seen plenty of people decide Montana is where they'd like to live.

With that massive influx, some of whom have been very wealthy cash buyers of homes, we've seen prices skyrocket across the Treasure State.

But not every town in Montana has experienced the runaway housing costs that places like Bozeman or Kalispell have.

A New List Highlights Montana’s Most Affordable Places to Live

Houzeo, a website allowing you to buy and sell your home online, has published their list of the cheapest or most affordable places to live in Montana.

The nice part is, it's not just small towns with little to no infrastructure or job market.

No, you'll find a nice mix of town sizes, house sizes, and income sizes in their list.

They utilized the following metrics to come up with their list: median home value, median house rent, cost of living compared to the national average, median household income, and finally, population.

With all that information in hand, here are the 10 places in Montana that will be the most affordable to call home in 2026.